NEW!
PFIN 6th Edition
Randall Billingsley | Lawrence J. Gitman | Michael D. Joehnk
ISBN-13: 9781337117005 | ISBN-10: 1337117005
© 2018 | Published |  NA  Pages
Previous Editions: 9781305661707

Binding Format:

Paperback
US $75.00
Quantity: 
ADD TO CART
Sign In to turn on 1-Click ordering
For quantity discount, Contact your Representative

Through ongoing research into students’ workflows and preferences, PFIN from 4LTR Press combines an easy-reference, paperback textbook with Chapter Review Cards, and an innovative online experience – all at an affordable price. New for this edition, students explore PFIN anywhere, anytime, and on most devices with PFIN Online! With the intuitive StudyBits™ functionality, students study more effectively and can visually monitor their own progress. Coupled with straightforward course management, assessment, and analytics for instructors, PFIN with PFIN Online engages students of all generations and learning styles, and integrates seamlessly into your Personal Finance course. PFIN 6 features a new “Do It Now” box in every chapter that motivates students to make a small change that can have a positive impact on their future financial wellbeing. All data and figures are updated through the third quarter of 2016.



  • Part I: FOUNDATIONS OF FINANCIAL PLANNING.
    1. Understanding the Financial Process.
    2. Using Financial Statements and Budgets.
    3. Preparing Your Taxes.
    Part II: MANAGING BASIC ASSETS.
    4. Managing Your Cash and Savings.
    5. Making Automobile and Housing Decisions.
    Part III: MANAGING CREDIT.
    6. Using Credit.
    7. Using Consumer Loans.
    Part IV: MANAGING INSURANCE NEEDS.
    8. Insuring Your Life.
    9. Insuring Your Health.
    10. Protecting Your Property.
    Part V: MANAGING INVESTMENTS.
    11. Investment Planning.
    12. Investing in Stocks and Bonds.
    13. Investing in Mutual Funds, ETFs, and Real Estate.
    Part VI: RETIREMENT AND ESTATE PLANNING.
    14. Planning for Retirement.
    15. Preserving Your Estate.

    • Every 4LTR Press solution comes complete with an engaging print textbook, tear-out review cards, an interactive digital solution, which offers study tools and the full text narrative, all delivered and influenced by a deep understanding of student’s workflow and learning styles. Available as print with online, print only, or online only, students have their choice of format all at the same affordable price.
    • Shorter, comprehensive chapters in a modern design present content in a more engaging and accessible format that increases the number of students who read the chapter without minimizing coverage for your course.
    • Tear-Out Review Cards at the back of the Student Editions provide students a portable study tool containing all of the pertinent information for class and test preparation.
    • NEW 4LTR PRESS ONLINE: Created through a deep investigation of students' challenges and workflows, PFIN Online lets students study how and when they want−including on their devices!
    • With the unique StudyBits™ functionality, students easily collect notes and create StudyBits™ from interactive content to collect what’s important. And intuitive tagging and filtering options helps students maximize their study efforts as they make flashcards, take practice quizzes, view related content, and track their progress all in one place!
    • Coupled with straightforward course management, assessment, and analytics for instructors, PFIN with PFIN Online engages students of all generations and learning styles, and integrates seamlessly into your course, setting the stage for thinking critically about Personal Finance Course.
    • All figures, data and exhibits have been updated through the third quarter of 2016.
  • "The online help was great. The games made it so it wasn't boring and I retained more of the information."

For more information about these supplements, or to obtain them, contact your Learning Consultant

  • PFIN Online, 1 term (6 months) Instant Access for Billingsley/Gitman/Joehnk's PFIN 6
    ISBN-10: 1337118079 | ISBN-13:9781337118071
    List Price = 75.00
    PFIN Online
    Cengage Learning Testing, powered by Cognero® Instant Access for Billingsley/Gitman/Joehnk's PFIN
    ISBN-10: 1337118087 | ISBN-13:9781337118088
    List Price = 58.00
    Cengage Learning Testing Powered by Cognero® is a flexible, online system that allows you to: import, edit, and manipulate content from the text's test bank or elsewhere, including your own favorite test questions; create multiple test versions in an instant; and deliver tests from your LMS, your classroom, or wherever you want. Every question has undergone a series of accuracy checks and anti-piracy reviews, as well as a multi-point inspection to remove weak question options (e.g. all answers are correct), sharpen ambiguous questions, and ensure balanced coverage of major course concepts, difficulty levels, and Bloom’s Taxonomy. The test bank questions form the basis for the assessments in the PFIN Online product, and are different from the Practice Quizzes available for students.
    LMS Integrated PFIN Online, 1 term (6 months) Instant Access for Billingsley/Gitman/Joehnk's PFIN
    ISBN-10: 1337118109 | ISBN-13:9781337118101
    List Price = 75.00
    LMS Integrated PFIN Online, 1 term (6 months) Instant Access
    Instructor's Website for Billingsley/Gitman/Joehnk's PFIN, 6th
    ISBN-10: 1337118060 | ISBN-13:9781337118064
    List Price = 75.00
    Everything you need for your course in one place! This collection of book-specific lecture and class tools is available online via www.cengage.com/login. Access and download PowerPoint presentations, images, instructor’s manual, and more.


  • Randall Billingsley is a finance professor at Virginia Tech and an award-winning teacher at both the undergraduate and graduate level. His research, consulting, and teaching focus on equity valuation, risk management and derivatives-based strategies, and regulatory finance. He holds an M.S. in economics and a PhD in finance from Texas A&M. In 2006, he published a financial analysis book with the Wharton School. In addition, his research has been published in many professional journals, including the JOURNAL OF PORTFOLIO MANAGEMENT, JOURNAL OF BANKING AND FINANCE, FINANCIAL MANAGEMENT, JOURNAL OF FINANCIAL RESEARCH, and JOURNAL OF FUTURES MARKETS. He is the former vice president of the CFA Institute. At Virginia Tech he advises the Student-Managed Endowment for Educational Development, which manages an equity portfolio of about $5 million.

    Lawrence J. Gitman is an emeritus professor of finance at San Diego State University. He received his BA from Purdue University, MBA from the University of Dayton, and PhD from the University of Cincinnati. A prolific author, Dr. Gitman has published more than 50 articles appearing in FINANCIAL MANAGEMENT, the FINANCIAL REVIEW, JOURNAL OF FINANCIAL PLANNING, JOURNAL OF RISK AND INSURANCE, FINANCIAL SERVICES REVIEW, JOURNAL OF FINANCIAL RESEARCH, FINANCIAL PRACTICE AND EDUCATION, JOURNAL OF FINANCIAL EDUCATION, and other scholarly publications.

    Michael D. Joehnk is an emeritus professor of finance at Arizona State University. In addition to his academic appointments at ASU, Dr. Joehnk spent a year as a visiting professor of finance at the University of Otago in New Zealand. He received his BA and PhD degrees from the University of Arizona and his MBA from Arizona State University.

    A Chartered Financial Analyst (CFA), he served as a member of the Candidate Curriculum Committee and of the Council of Examiners of the Institute of Chartered Financial Analysts. He also served as a director of the Phoenix Society of Financial Analysts and as secretary-treasurer of the Western Finance Association and was elected to two terms as vice president of the Financial Management Association.

    Dr. Joehnk has authored or co-authored more than 50 articles, five popular books, and numerous monographs. In addition to co-authoring several books with Dr. Gitman, Dr. Joehnk wrote the highly successful paperback tradebook INVESTING FOR SAFETY’S SAKE. He also has served as editor and contributed to several other prominent books.

    His articles have appeared in FINANCIAL MANAGEMENT, JOURNAL OF FINANCE, JOURNAL OF BANK RESEARCH, JOURNAL OF PORTFOLIO MANAGEMENT, JOURNAL OF CONSUMER AFFAIRS, JOURNAL OF FINANCIAL AND QUANTITATIVE ANALYSIS, AAII JOURNAL, JOURNAL OF FINANCIAL RESEARCH, BELL JOURNAL OF ECONOMICS, DAILY BOND BUYER, FINANCIAL PLANNER, and other publications. Dr. Joehnk served a six-year term as executive co-editor of the JOURNAL OF FINANCIAL RESEARCH. He and his wife live in Flagstaff, Arizona, where they enjoy hiking and other activities in the nearby mountains and canyons.