Financial Algebra,
3rd Edition

Robert Gerver, Richard J. Sgroi

Financial Algebra
ISBN-13: 9798214076089
Copyright 2026 | Published
List Price: USD $139.00

By combining algebraic and graphical approaches with practical business and personal finance applications, Gerver/Sgroi's FINANCIAL ALGEBRA: ADVANCED ALGEBRA WITH FINANCIAL APPLICATIONS, 3rd Student Edition, motivates high school students to explore algebraic thinking patterns and functions in a financial context. This text will help students achieve success by offering an applications-based learning approach, incorporating Algebra I, Algebra II and Geometry topics. The authors have spent over 25 years working with students of all ability levels and have found the most success when connecting math to the real world. With new features such as Reality Check, the text encourages students to be actively involved in applying mathematical ideas to their everyday lives.

Purchase Enquiry INSTRUCTOR’S eREVIEW COPY

1. Discretionary Expenses.
2. Banking Services.
3. Credit.
4. Automobile Ownership.
5. Employment.
6. Taxes.
7. Independent Living.
8. Investing.
9. Modeling A Business.
10. Retirement.
11. Prepare a Budget.

  • Robert Gerver

    Robert Gerver is a well-known mathematics teacher, author, and speaker at mathematics conferences throughout the U.S. Robert Gerver received his undergraduate degree from Queens College of the City University of New York where he was elected to Phi Beta Kappa. He received his Ph.D. from New York University. Dr. Gerver has received the Presidential Award for Excellence in Mathematics Teaching for New York state.

  • Richard J. Sgroi

    Richard Sgroi is a well-known mathematics teacher, author, and speaker at mathematics conferences throughout the U.S. Dr. Sgroi received his Ph.D. from New York University. Over the course of their 25-year careers, Gerver and Sgroi have developed teaching methods to unmask the mystery of mathematics with applications to music, business, finance, and practical living skills. Together they authored Sound Foundations: A Mathematics Simulation, which received recognition from the U.S. Department of Education’s Program Effectiveness Panel and was included in the publication, Educational Programs that Work.

  • MindTap is an online learning solution that helps teachers engage and transform students into critical thinkers through paths of dynamic assignments and personalized applications, real-time course analytics and an accessible eBook.

  • NEW Learning Objectives and supporting chapter questions and practice problems reflect both financial and mathematical topics to build student comprehension of the concepts behind the calculations.

  • NEW Numerical data reflects current statistics, pricing, fees, costs, interest rates, tax tables and other relevant financial information to offer authentic, real-world context for the concepts students are learning.

  • NEW Check Your Understanding assignments feature unique practice questions with robust feedback that allow students to evaluate their knowledge of the concepts in the lesson.

  • NEW Glossary/Glosario combines English and Spanish terms and definitions for each of the key terms highlighted in the chapters to support English Language Learners. This is also available in MindTap.

  • The text provides a strong review of Algebra I formulas with variables, equations, functions, systems of equations, graphs, statistics and more, within a financial context that is relatable to students.

  • Students see algebra translated into powerful, financially focused, real-world problems.

  • Students see algebra at work within the most critical areas of finance and learn about investments, credit, automobile expenses, insurance, income tax, household budgeting and more, while gaining confidence in working with common algebraic functions.

  • An emphasis on problem-solving equips students with skills for life. Each chapter provides substantial opportunities to learn and apply a variety of problem-solving strategies.

  • Really? Really! Chapter Openers immediately capture student attention with fascinating topics related to chapter content. Each chapter concludes by revisiting this motivational topic.

  • Applications at the end of each lesson require students to solve problems in a financial context.

  • Write the Story strengthens students' skills in interpreting graphs, encouraging them to study data plotted to a graph and write a story focused around their discoveries in the data.

  • Reality Check extends students' learning experience beyond the classroom, offering authentic activities that develop research skills, encourage collaboration on projects and engage students in hands-on learning.

  • What's the Problem? activities challenge students to think critically and creatively to write a mathematical problem based on an equation or formula introduced in the chapter that includes given variables and a solution.

Cengage provides a range of supplements that are updated in coordination with the main title selection. For more information about these supplements, contact your Learning Consultant.

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